<?xml version="1.0" encoding="UTF-8"?>
<?xml-stylesheet type="text/xsl" href="titles.xsl"?>
<record
    biblionix-libraryname="Buffalo Public Library"
    biblionix-libraryid="1743"
    biblionix-libraryusername="buffalo"
    xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
    xsi:schemaLocation="http://www.loc.gov/MARC21/slim http://www.loc.gov/standards/marcxml/schema/MARC21slim.xsd"
    xmlns="http://www.loc.gov/MARC21/slim">

  <leader>02218cam a2200301 i 4500</leader>
  <controlfield tag="001">1243533624</controlfield>
  <controlfield tag="003">TxAuBib</controlfield>
  <controlfield tag="005">20240426120000.0</controlfield>
  <controlfield tag="008">231229s2024||||||||||||||||||||||||eng|u</controlfield>
  <datafield tag="020" ind1=" " ind2=" ">
    <subfield code="a">9781942121787</subfield>
    <subfield code="q">hbk.</subfield>
  </datafield>
  <datafield tag="020" ind1=" " ind2=" ">
    <subfield code="a">1942121784</subfield>
    <subfield code="q">hbk.</subfield>
  </datafield>
  <datafield tag="035" ind1=" " ind2=" ">
    <subfield code="a">(OCoLC)1416144017</subfield>
  </datafield>
  <datafield tag="040" ind1=" " ind2=" ">
    <subfield code="d">TxAuBib</subfield>
    <subfield code="e">rda</subfield>
  </datafield>
  <datafield tag="100" ind1="1" ind2=" ">
    <subfield code="a">Kamel, George,</subfield>
    <subfield code="e">Author.</subfield>
  </datafield>
  <datafield tag="245" ind1="1" ind2=" ">
    <subfield code="a">Breaking free from broke :</subfield>
    <subfield code="b">the ultimate guide to more money and less stress /</subfield>
    <subfield code="c">George Kamel ; foreword by Dave Ramsey.</subfield>
  </datafield>
  <datafield tag="264" ind1=" " ind2="1">
    <subfield code="a">Franklin, Tennessee : </subfield>
    <subfield code="b">Ramsey Press, </subfield>
    <subfield code="c">[2024]</subfield>
  </datafield>
  <datafield tag="264" ind1=" " ind2="4">
    <subfield code="c">©2024.</subfield>
  </datafield>
  <datafield tag="300" ind1=" " ind2=" ">
    <subfield code="a">1 volume ;</subfield>
    <subfield code="c">23 cm.</subfield>
  </datafield>
  <datafield tag="336" ind1=" " ind2=" ">
    <subfield code="b">txt</subfield>
    <subfield code="2">rdacontent</subfield>
  </datafield>
  <datafield tag="337" ind1=" " ind2=" ">
    <subfield code="b">n</subfield>
    <subfield code="2">rdamedia</subfield>
  </datafield>
  <datafield tag="338" ind1=" " ind2=" ">
    <subfield code="b">nc</subfield>
    <subfield code="2">rdacarrier</subfield>
  </datafield>
  <datafield tag="504" ind1=" " ind2=" ">
    <subfield code="a">Includes bibliographical references.</subfield>
  </datafield>
  <datafield tag="520" ind1=" " ind2=" ">
    <subfield code="a">"Household debt is at an all-time high, and every day people--just like you--are feeling more cynical and hopeless about their financial futures. It's time to stop believing countless lies from a system designed to take your money--lies like student loans are the golden ticket to a good-paying job, car payments are just part of life, and that you need to have a credit card.Ramsey Personality and personal finance expert George Kamel shares his story of going from a negative net worth to a millionaire in under 10 years by following Dave Ramsey's Baby Steps. George's delivery, highlighted by his snarky sense of humor, will keep you laughing and engaged from cover to cover (no put-you-to-sleep financial advice here). Through a millennial point of view, George exposes the toxic money system designed to keep you average (and broke) and offers solutions to help you break free from: Credit cards and credit scores Student and car loans Mortgage mistakes Investing traps Marketing and consumerism No matter where you're starting from, you'll learn that you have the power to buck the toxic money system and build wealth if you follow the same principles George used to become a millionaire."--Provided by publisher.</subfield>
  </datafield>
  <datafield tag="541" ind1=" " ind2=" ">
    <subfield code="d">20240426.</subfield>
  </datafield>
  <datafield tag="650" ind1=" " ind2=" ">
    <subfield code="a">Finance, Personal.</subfield>
  </datafield>
  <datafield tag="650" ind1=" " ind2="1">
    <subfield code="a">Wealth</subfield>
    <subfield code="x">Religious aspects</subfield>
    <subfield code="x">Christianity.</subfield>
  </datafield>
  <datafield tag="700" ind1=" " ind2=" ">
    <subfield code="a">Ramsey, Dave,</subfield>
    <subfield code="e">writer of foreword.</subfield>
  </datafield>
</record>